Practically since the day life was breathed into the Green Energy Market Securitization (GEMS) program in 2013, its advocates have argued that for it to be successful, recipients of GEMS loans – intended to help lower-income families benefit from expensive, energy-saving technologies – would need to be able to pay for their energy-saving equipment with what’s been called on-bill financing or on-bill repayment.
To this end, the Hawai‘i Green Infrastructure Authority (HGIA), which manages the GEMS funds, budgeted nearly a quarter of a million dollars to support work last year on an on-bill financing . . .
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